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Archive for July 2013

Why Cash Back Beats Travel Rewards

Nearly 60% of Canadian consumers have a rewards credit card, and many of those are linked to travel rewards programs like Air Miles and Aeroplan.  These two popular programs have been a staple in many Canadians’ wallets for decades, but recent changes that increase the number of points required for flights or gift card rewards have led…

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Competition Tribunal Says No To Credit Card Surcharges

The case against Visa and MasterCard that sought to give retailers the right to impose surcharges on credit card transactions, or to refuse them altogether, has been thrown out by Canada’s Competition Tribunal. The Commissioner of Competition filed the case in 2010, arguing that Visa and MasterCard, the two most dominant card issuers in the…

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